{"id":911,"date":"2026-10-03T00:52:16","date_gmt":"2026-10-03T00:52:16","guid":{"rendered":"https:\/\/patrickwilsonlaw.com\/resources\/miami-white-collar-crime-defense-attorney\/miami-fraud-defense-attorney\/"},"modified":"2026-10-27T14:57:11","modified_gmt":"2026-10-27T14:57:11","slug":"miami-fraud-defense-attorney","status":"publish","type":"page","link":"https:\/\/patrickwilsonlaw.com\/resources\/miami-white-collar-crime-defense-attorney\/miami-fraud-defense-attorney\/","title":{"rendered":"Miami Fraud Defense Attorney | Wire & Bank Fraud"},"content":{"rendered":"\n
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Miami Criminal Defense<\/p>

Miami Fraud Defense Attorney<\/h1>

Wire fraud, bank fraud, and white collar crime defense across South Florida. Patrick Wilson Law defends individuals and professionals facing federal and state fraud charges.<\/p>

Schedule a free consultation<\/a><\/div>
Schedule a free consultation<\/a><\/div><\/div>\n<\/div><\/div>\n\n\n

By Patrick David Wilson \u00b7 Published October 03, 2026<\/p>\n\n

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Miami Fraud Defense Attorney: Wire, Mail & Bank Fraud<\/h2>\n

Federal fraud charges carry sentences up to 20 or 30 years in prison, mandatory restitution, and collateral consequences that can destroy your career and freedom. If you’re facing wire fraud, mail fraud, or bank fraud charges in South Florida, you need immediate legal representation\u2014before you speak to investigators, before indictment, and before decisions are made that cannot be undone.<\/p>\n

Patrick Wilson Law defends individuals across Miami-Dade County, Broward County, and South Florida against federal fraud charges. We represent licensed professionals whose careers are on the line, first-time offenders, non-citizens facing deportation, and business owners and employees accused of schemes to defraud. Our approach is straightforward: evaluate your case early, identify weaknesses in the government’s evidence, negotiate aggressively, and protect your rights at every stage.<\/p>\n\n

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If federal investigators have contacted you or you're facing fraud charges\u2014wire, mail, or bank fraud\u2014reach out today for a free consultation; people in your situation can contact us. Talk it through with our team — the first consultation is free, confidential, and carries no obligation.<\/p>

Get a free consultation<\/a><\/div>
Get a free consultation<\/a><\/div><\/div>\n<\/div>\n\n
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What Is Fraud and Who Faces These Charges<\/h2>\n

Fraud under federal law means executing or attempting to execute a scheme to defraud using specific communications\u2014the mail, interstate wire (phone, email, internet), or false statements to a financial institution.<\/p>\n

Wire fraud<\/strong> (18 U.S.C. \u00a7 1343<\/a>) involves using interstate wire communications\u2014email, phone calls, text messages, internet transfers\u2014in furtherance of a scheme to defraud. The maximum penalty is 20 years imprisonment and fines up to $1,000,000.<\/p>\n

Mail fraud<\/strong> (18 U.S.C. \u00a7 1341<\/a>) involves using the U.S. mail in furtherance of a scheme to defraud. The penalty is also up to 20 years imprisonment.<\/p>\n

Bank fraud<\/strong> (18 U.S.C. \u00a7 1344<\/a>) involves making false statements or misrepresentations to a financial institution. The maximum penalty is 30 years imprisonment and fines up to $1,000,000.<\/p>\n

Common scenarios include false statements in loan applications, unauthorized use of business or personal funds, misrepresentation of assets or income, embezzlement with concealment, and schemes involving multiple victims or financial institutions. The charges often bundle with money laundering, identity theft, or tax evasion.<\/p>\n

Who gets charged? Business owners, employees, accountants, financial advisors, physicians, attorneys, real estate professionals\u2014anyone whose position gave them access to funds or information and who allegedly misused that access. First-time offenders are not immune; federal prosecutors charge people with no criminal history regularly.<\/p>\n

Why it matters: federal charges are serious. Conviction triggers mandatory restitution (repayment of the alleged loss), potential loss of professional license, immigration consequences for non-citizens, civil liability, and a federal felony record that affects employment, housing, and reputation permanently.<\/p>\n

What Fraud Charges Cover\u2014Scope of Defense<\/h2>\n

Federal fraud charges rest on three core elements: a scheme to defraud, intent to defraud, and use of the specified communication method (wire, mail, or false statement to a bank).<\/p>\n

The prosecution must prove beyond a reasonable doubt that you:<\/p>\n